WORKSITE BENEFITS THROUGH AFLAC
Financial protection from the unexpected for you and your family is a key component of Meissner Mfg. Co., Inc. benefits program. AFLAC Worksite Benefit Plans allows you to tailor an insurance portfolio that protects you and your family. Below is a brief listing and description of the offered products for you and your family members. If you are interested, please contact AFLAC, Stephanie Sanders, at 661 -702-9416 or email stephanie_sanders@us.aflac.com to discuss which plans best suit your needs and budget.
ACCIDENT INSURANCE
Accident Insurance is designed to help offset unexpected medical expenses, such as emergency room fees, deductibles and copayment that can result from a fracture, dislocation or other covered accidental injury.
HOSPITAL INDEMNITY INSURANCE
This is an individual hospital confinement indemnity plan that compliments your core major medical coverage, offering benefits such as hospital confinement, outpatient surgeries, emergency room visits, and health screenings.
The coverage provides a lump-sum benefit for covered hospital confinement and covered outpatient surgery to help offset the gaps caused by co¬payments and deductibles in most major medical plans.
CRITICAL ILLNESS INSURANCE
Critical Illness insurances helps supplements your major medical coverage by providing a lump-sum benefit that you can use to help pay the direct and indirect costs related to a covered critical illness.
SHORT TERM DISABILITY
Replaces a portion of your income to help make ends meet if you are totally disabled due to a covered accident or covered sickness. This coverage helps you to maintain your lifestyle.
DENTAL - ESSENTIALS
Aflac will pay benefits when a charge is incurred for covered dental treatment that is received while coverage is in force. Benefits will be paid based on the current ADA coding* convention.
AFLAC’S COVERAGES SHARE IMPORTANT FEATURES:
Coverage is available for your spouse and children with most products
Benefits are paid directly to you, unless you specify otherwise
With most plans, you can continue coverage when you retire or change jobs, with no increase in premiums
With most plans you receive benefits regardless of any other insurance you may have with other insurance companies
- Premiums are payroll deducted for easy administration